In today’s times of high prices, paying the electricity bill every month sometimes becomes difficult—especially when the bill is too high or there is a shortage of money due to some emergency. If you are also not able to pay your full PESCO (Peshawar Electric Supply Company) bill in one go, then there is an easy solution for you—the PESCO Installment Plan.
In this article, we are going to give you a step-by-step guide in which it has been told:
- What is PESCO installment plan
- Who can apply
- How to apply
- What are the rules
- And how can you check your bill online
What is PESCO?
PESCO (Peshawar Electricity Supply Company) is Pakistan’s largest electricity distribution company. It supplies electricity to tribal areas in Khyber Pakhtunkhwa (KPK).
For people worried about the high bills charged every month, PESCO has given the option of an installment plan in which you can divide your outstanding bill into monthly payments.
What is the PESCO Installment Plan?
This is a facility that is given to those consumers who cannot pay their entire electricity bill in one go. In this plan, your total due amount is divided into multiple parts (installments), which you pay every month along with your bill.
The benefit of this is that
- There is no risk of power outage
- You do not have to pay a huge amount in one go
- Financial pressure is reduced
Who Is Eligible for the Installment Plan?
These users can apply for the PESCO installment plan:
- Domestic (home) users
- Commercial users like shop or offices
- Industrial users (with special approval)
But there are some conditions:
- Your connection should be active
- You should not be a habitual defaulter
- You have to apply before the due date of the bill
- If the installment is already running, then approval of the new plan may be difficult
How to Apply for an Installment Plan?
You will have to go to your nearest PESCO office (SDO/Subdivision Office). Here you will have to:
1. Required Documents:
- Copy of latest electricity bill
- Your CNIC (ID card)
- A written application stating the reason why you want an installment
2. Submit Application
In the application, you will have to clearly write how many installments you want and what the reason is.
3. Approval Process
The PESCO officer (SDO/XEN) will review your application and decide whether you are eligible or not.
4. First Payment
If the plan is approved, you will have to pay the first installment immediately. The remaining installments will be included in your future bills.
How Many Installments Can Be Obtained?
The power to approve installments lies with different officers:
| Approval Authority | Max Installments |
|---|---|
| SDO | up to 3 months |
| XEN | 4–6 months |
| SE/CEO | more than 6 |
How Are Installments Paid?
After your approved installment plan:
- The installment amount is added in every month’s bill
- There is a separate line in the bill which shows the installment
You can pay the bill:
- Through bank
- JazzCash / Easypaisa
- Online apps
Important: It is important to pay every month’s bill and installment on time.
What If You Miss the Payment?
If you do not pay the installment or full bill on time, then:
- The entire plan may be cancelled
- You may face late payment charges
- Electricity may also be disconnected
- It will be difficult to get installment in the future.
Common Mistakes People Make
- Applying after the due date
- Not keeping a copy of the written application
- Taking only verbal approval (always take it in writing)
- Trying to apply installment on every bill (not allowed)
How to Check Your PESCO Bill Online?
You can easily check your bill on pescobill.com.pk:
Steps:
- Open the website: pescobill.com.pk
- Enter your 14-digit reference number
- Click “View Bill.”
Here you can check:
- Total bill
- Due date
- If there is any installation
- Full bill history
You can also download and print the bill.
FAQ
Q1: Can I apply online?
No, you have to personally visit the PESCO office.
Q2: Is there any extra charge or interest on installments?
No, there is no interest. But if you do not pay on time, a surcharge may be levied.
Q3: If the previous installment is already running, can I take another one?
Generally no. PESCO allows only one active plan at a time.
Q4: Can a tenant apply?
Yes, but the landlord’s written permission is required, or the CNIC should match with the name on the bill.
How to Contact PESCO?
- Helpline: 111-000-128
- Email: complaint@pesco.gov.pk
- Website: www.pesco.gov.pk
You can also visit your local PESCO office.
Final Thoughts
If your PESCO bill istoo high or it is becoming difficult to pay it in one go, then an installment plan is a smart solution. By using it in the right way, you can keep your electricity connection safe and also manage your monthly budgeting.
Always remember—apply before time, do not forget to keep records, and keep checking your bill regularly on pescobill.com.pk.